Monterey MLS Search - Under $400K
Monterey Real Estate - Under $400000
Monterey is our specialty. Our team is committed to making the buying and selling of under $400k real estate in Monterey, TN a pleasurable and rewarding experience. Our website allows you to search all active under $400k Monterey homes, condos, cabins, townhouses, income properties for sale. It is easy to use and navigate through property searches. You can also save searches and get daily email alerts of new listings as they become available. The website works even better in conjunction with our Mobile App “MoveTo” which can be found in the App store for both Apple and Droid. Download it today to receive “Instant” property updates right to your phone.
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Browse All Latest Under $400K Monterey Properties for Sale
PRICED TO MOVE, & READY FOR YOUR VISION! If owning a slice of the Cumberland Plateau has been on your mind, this is your chance to make it happen without taking on an ove...
- 1359604 MLS
- ACTIVE Status
This beautiful, wooded lot approximately 1.30 acres has privacy and a perfect slight slope for a walk out basement. Perfect to build your dream home on! The Cumberland Co...
- 1359468 MLS
- ACTIVE Status
Newly Remodeled 3BR/2BA Home on 0.72 Acres | Granite Countertops | Move-In Ready | $250,000 Beautifully remodeled from top to bottom! This move-in-ready 3-bedroom, 2-b...
- 3 Beds
- 2 Baths
- 1,352 SqFt.
- 1359157 MLS
- ACTIVE Status
Welcome to 29 Mountain Ash Dr., Monterey, TN! Built in 2023, this meticulously maintained 3-bedroom, 2-bath home offers modern comfort, thoughtful features, and a peacefu...
- 3 Beds
- 2 Baths
- 1,468 SqFt.
- 1358661 MLS
- ACTIVE Status
**Beautiful Wooded 0.8-Acre Lot Backing Up to a Tract of Over 600 Acres in Cumberland Lakes!** Discover the ideal setting for your dream home with this approximately 0...
- 1358560 MLS
- ACTIVE Status
Make this peaceful community your new home. Large lot in the country but close to town. The community has a private lake for all your outdoor water fun. Buyer to verify...
- 1358487 MLS
- ACTIVE Status
**Beautiful 1-Acre Wooded Lot Backing Up to 1,100 Acres in Cumberland Lakes!** Discover the perfect setting for your dream home on this approximately 1-acre, level, wo...
- 1358482 MLS
- ACTIVE Status
**Beautiful 1-Acre Wooded Lot Backing Up to 1,100 Acres in Cumberland Lakes!** Discover the perfect setting for your dream home on this approximately 1-acre, level, wo...
- 1358479 MLS
- ACTIVE Status
Enjoy a beautiful park-like setting with this 3-bedroom, 2-bath home on 2 acres. The inviting covered front porch and screened-in back porch offer places to relax, while ...
- 3 Beds
- 2 Baths
- 1,424 SqFt.
- 1357927 MLS
- PENDING - CONTINUE TO SHOW Status
**Beautiful 1 Acre Wooded Level Lot in Cumberland Lakes!** Discover the perfect setting for your dream home on this beautiful approximately 1 acre, level, wooded lot i...
- 1357819 MLS
- ACTIVE Status
**Beautiful 1 Acre Wooded Level Lot in Cumberland Lakes!** Discover the perfect setting for your dream home on this beautiful approximately 1 acre, level, wooded lot i...
- 1357818 MLS
- ACTIVE Status
Tennessee Log Cabin Under Construction in Cumberland Lakes Experience the charm of authentic Tennessee cabin living with this beautifully crafted **1,200 sq. ft. log c...
- 3 Beds
- 2 Baths
- 1,200 SqFt.
- 1357701 MLS
- ACTIVE Status
**Beautiful 1.1-Acre Wooded Lot Across from Cumberland Lakes Main Lake!** Discover the perfect setting for your dream home on this beautiful approximately 1.1-acre wooded...
- 1357697 MLS
- ACTIVE Status
**Beautiful 1.1-Acre Wooded Level Lot in Cumberland Lakes!** Discover the perfect setting for your dream home on this beautiful approximately 1.1-acre, level, wooded l...
- 1357149 MLS
- ACTIVE Status
**Beautiful 1.1-Acre Wooded Level Lot in Cumberland Lakes!** Discover the perfect setting for your dream home on this beautiful approximately 1.1-acre, level, wooded l...
- 1357146 MLS
- ACTIVE Status
**LAKEFRONT 1.1-ACRE LOT IN CUMBERLAND LAKES!** Beautiful building site overlooking Lazy Lake, a 15.5-acre lake with approximately 20-foot average depths. The lot is slig...
- 1356934 MLS
- ACTIVE Status
PRICE IMPROVEMENT! Now Offered at $274,999 Country Charm, Privacy & Homestead Potential on 3.2± Acres! Discover the possibilities with this character-filled 1947 home ...
- 3 Beds
- 2 Baths
- 1,669 SqFt.
- 1356782 MLS
- ACTIVE Status
Discover 2.70 wooded acres in beautiful Cumberland Cove on Tennessee's Cumberland Plateau. Lot 11 on Poston Drive features mature hardwoods, gently rolling terrain, and a...
- 1356075 MLS
- ACTIVE Status
5 private wooded acres. Build your dream home in Cumberland Cove, a peaceful community located on the Cumberland Plateau and surrounded by the natural beauty. With approx...
- 1355862 MLS
- ACTIVE Status
This well maintained double-wide home on a solid foundation is situated on 1.6 acres of land between Crossville and Cookeville. This home features vaulted ceilings, a pr...
- 3 Beds
- 2 Baths
- 1,700 SqFt.
- 1355813 MLS
- ACTIVE Status
**3.7 ACRES | SOIL MAPPED & SURVEYED | CUL-DE-SAC | CUMBERLAND LAKES** Rare opportunity to own a larger 3.7-acre tract in the desirable Cumberland Lakes community! Sit...
- 1355614 MLS
- ACTIVE Status
Welcome to Cumberland Cove, where peaceful surroundings and natural beauty come together to create the perfect setting for your Tennessee dream home! This gorgeous 1.1-ac...
- 1355593 MLS
- ACTIVE Status
PRICED TO MOVE! Don't miss this fantastic opportunity to own a full acre in Cumberland Cove Subdivision, a sought-after community in Cumberland County just east of Monter...
- 1355590 MLS
- ACTIVE Status
Welcome to 765 Poston Dr Monterey TN . Build your dream home in beautiful Cumberland Cove! This approximately 4 acres lot offers the perfect combination of privacy, natur...
- 1355589 MLS
- ACTIVE Status
PRICED TO MOVE! Here is your opportunity to secure 1.8 acres in Cumberland County within the desirable Cumberland Cove Subdivision, just southeast of Monterey. Whether yo...
- 1355588 MLS
- ACTIVE Status
Beautiful approximately 1.2-acre level, wooded building lot in the desirable Cumberland Lakes community. Mature trees and abundant wildlife provide a natural setting with...
- 1354809 MLS
- ACTIVE Status
Beautiful 1.2 Acre Wooded Building Lot in Cumberland Lakes Discover the peace and privacy of country living on this approximately 1.2-acre wooded building lot in the d...
- 1352777 MLS
- ACTIVE Status
**Beautiful 1.2-Acre Wooded Building Lot in Cumberland Lakes** Enjoy peaceful country living on this approximately 1.2-acre wooded lot in the desirable Cumberland Lake...
- 1352753 MLS
- PENDING - CONTINUE TO SHOW Status
Beautiful 1-Acre Wooded Lot in Cumberland Lakes Enjoy peaceful country living on the scenic Cumberland Plateau with this beautiful 1-acre wooded lot located on a quiet...
- 1352681 MLS
- ACTIVE Status
Cumberland Cove living at its best! Come see this private lot with new construction in the area! This lot is a short distance into Cumberland Cove just minutes off of Hwy...
- 1351499 MLS
- PENDING - CONTINUE TO SHOW Status
If you want to live in the woods but not in the middle of nowhere, look no further! This 1 acre lot in beautiful Cumberland Lakes is surrounded by trees for privacy, but ...
- 1351136 MLS
- ACTIVE Status
1.4 acres in beautiful Cumberland Cove. Perfect location to build your dream home, located between Crossville and Cookeville, sloping lot
- 1351070 MLS
- CLOSED Status
Build Your Dream Home in Beautiful Cumberland Lakes! Discover the perfect setting for your future home with this 3.2-acre wooded lot on Cumberland Lakes Drive in Monte...
- 1350674 MLS
- ACTIVE Status
This 2-acre lot is located on a quiet cul-de-sac in the Cumberland Lakes community of Monterey. A well and septic system will be needed. The community has deed restrictio...
- 1350218 MLS
- ACTIVE Status
Explore this stunning 1.8-acre wooded lot located in the charming community of Cumberland Cove, just on the outskirts of Monterey. This nearly 2-acre parcel is level and ...
- 1348627 MLS
- CLOSED Status
**NEW PRICE $375,000 | 2.05 Wooded Acres | Cumberland Cove | Generac Generator | RV Parking** **NEW PRICE & RECENT IMPROVEMENTS!** Discover peaceful country living in ...
- 3 Beds
- 2 Baths
- 1,822 SqFt.
- 1348484 MLS
- ACTIVE Status
ENDLESS OPPORTUNITY ON 18 *UNRESTRICTED* PRIVATE ACRES WITH A BEAUTIFUL POND. This versatile property offers exceptional potential for a private homestead or multiple d...
- 1347495 MLS
- PENDING - CONTINUE TO SHOW Status
Welcome to peaceful Cumberland Lakes! This beautiful wooded lot offers a great possible building opportunity with a serene country setting within a private, well-maintain...
- 1347108 MLS
- ACTIVE Status
Escape to the peaceful beauty of Tennessee's Cumberland Plateau in the highly desirable Cumberland Lakes community. Whether you're searching for a full-time residence, re...
- 1345842 MLS
- CLOSED Status
Escape to your own private slice of the Cumberland Plateau with this stunning 2.6-acre wooded lot located in the charming town of Monterey, Tennessee. Nestled in a highly...
- 1345526 MLS
- ACTIVE Status
PASSED SEPTIC PERC TEST | SURVEY AVAILABLE | OWNER FINANCING WITH FLEXIBLE TERMS! Not all vacant lots come with a passed septic perc test and a completed survey! This 1....
- 1344495 MLS
- ACTIVE Status
5.2 ACRES, GORGEOUS VIEW. SELLER HAD LAND PERC TESTED AND IT DID NOT PERC ON THE UPPER PORTION. BUYER TO VERIFY ANOTHER AREA TO PERC. SELLER WILL NOT PAY. GREAT LOT I...
- 1342704 MLS
- ACTIVE Status
None
- 1342650 MLS
- CLOSED Status
Welcome to Cumberland Lakes! This beautiful lot offers a great opportunity to enjoy a serene setting within a private, well-maintained community. Enjoy access to two priv...
- 1342207 MLS
- CLOSED Status
Build your dream home on 5.3 acres in the beautiful Cumberland Cove Subdivision. Cumberland Cove is a deed restricted community. Cumberland Cove provides the community wi...
- 1341887 MLS
- ACTIVE Status
MUST SEE! Seller is Flexible. Serious inquiries only. Make this your 'happy place'. Coastal farmhouse vibe hidden in the woods of TN. This spacious home has a huge pr...
- 3 Beds
- 2 Baths
- 2,587 SqFt.
- 1339382 MLS
- CLOSED Status
Parcel ID 017P E 002.00 Nice sized lot to build your dream home on the Cumberland Plateau in a quiet area not far from Crossville, Monterey and Cookeville. Cumberland...
- 1338806 MLS
- CLOSED Status
Parcel ID 017P E 001.00 Nice sized lot to build your dream home on the Cumberland Plateau in a quiet area not far from Crossville, Monterey and Cookeville. Cumberland...
- 1338803 MLS
- CLOSED Status
Nice building lot in the peaceful Cumberland Lakes community. This 1.1 acre lot is mostly level and wooded for privacy, making it the perfect spot to build your retreat f...
- 1338521 MLS
- CLOSED Status
2.7 ACRES OF PURE BEAUTY, THIS LAND IS RAW LAND AND READY FOR YOUR CUSTOM BUILD. THIS PARCEL HAS GORGEOUS VIEWS AND IS LOCATED IN CUMBERLAND COVE. Close enough to town an...
- 1338412 MLS
- ACTIVE Status
Looking for a private home on almost 10 acres? This is it. A long gravel drive leads to your Craftsman-style home, an oversized carport/RV cover, and a 41x26 metal shop t...
- 4 Beds
- 2 Baths
- 2,056 SqFt.
- 1338138 MLS
- CLOSED Status
This beautiful lakefront lot is for the unique buyer with the love for a quiet setting on a private lake to fish, swim, canoe, paddleboard and/or just sit on your own pri...
- 1337698 MLS
- CLOSED Status
Build your dream home on 6.7 acres in the beautiful Cumberland Cove Subdivision. This unique lot is on a cut de sac. Cumberland Cove is a deed restricted community. Cumbe...
- 1337604 MLS
- CLOSED Status
Welcome to this remarkable, new construction located in Cumberland Lakes subdivision. This beautiful 1682 sq ft home sits on 1 acre. Step inside & you're welcomed with ca...
- 3 Beds
- 3 Baths
- 1,682 SqFt.
- 1337460 MLS
- CLOSED Status
🌲 Private 1-Acre Wooded Lot in Cumberland Lakes 🌲 Looking for a peaceful place to build your dream home? This beautiful wooded lot, approximately 1 acr...
- 1337380 MLS
- CLOSED Status
Partially Cleared Property in the Upper Cumberland! Light restrictions make this a versatile option for anyone looking to build in a peaceful, country setting. Enjoy the...
- 1336559 MLS
- ACTIVE Status
Affordable, private, and ready for your plans! This beautiful wooded lot in Cumberland Lakes offers the privacy you've been looking for, with mature hardwoods, abundant w...
- 1336373 MLS
- CLOSED Status
Great Price! Welcome to a gently rolling 2.3 acre lot located on Crystal Pt cut-de-sac In Cumberland Lakes. Your property is bordered by your own charming brook and is ...
- 1335452 MLS
- ACTIVE Status
This 1.3 acre wooded lot is across from Lazy Lake in the private community of Cumberland Lakes. Easy building site on this beautiful property. 2 Lakes to enjoy with your ...
- 1333997 MLS
- ACTIVE Status
One-of-a-kind opportunity! This beautiful 4.4-acre property offers exceptional privacy with the back of the lot bordering Bridge Creek. Your own natural oasis right in yo...
- 1333802 MLS
- CLOSED Status
Scenic 1.01-acre wooded lot located on N Laurel Loop in Monterey, TN on the Cumberland Plateau. Septic perc test and survey have already been completed, providing valuabl...
- 1333007 MLS
- CLOSED Status
None
- 1332821 MLS
- CLOSED Status
1.1 acre wooded lot with 216ft of road frontage, a seasonal lake view across the road per owner and borders a neighboring 1,000+ acre parcel on the left property line for...
- 1332029 MLS
- CLOSED Status
Stunning new construction located in Cumberland lakes & only 30 minutes from Cookeville! The inside will be designed with cathedral ceilings for the family room with a g...
- 3 Beds
- 2 Baths
- 1,630 SqFt.
- 1331821 MLS
- CLOSED Status
1.2-acre creek lot on a cul-de-sac lot featuring an ideal homesite near the road with a beautiful view of the creek. Located in a highly desirable subdivision perfectly s...
- 1331728 MLS
- CLOSED Status
Come surround yourself with the serene sounds of nature and enjoy the privacy on this beautiful, lightly restricted 10.38 acre property. Nestled among the trees, this 201...
- 2 Beds
- 1 Baths
- 900 SqFt.
- 1331159 MLS
- ACTIVE Status
This delightful and charming country home is nestled on 3.4 acres and features open living/dining/kitchen, two bedrooms plus a bonus room that serves as a third bedroom, ...
- 2 Beds
- 3 Baths
- 1,728 SqFt.
- 1330932 MLS
- CLOSED Status
1.1-acre lot within walking distance to Lazy Lake -- Location, Location, Location! Just steps from the lake and only a short drive to Lazy Lake Park, where you can launch...
- 1329744 MLS
- CLOSED Status
Serene 6.9 Acre Wooded Retreat in Cumberland Cove, TN Escape to nature with this beautiful 6.9 acre wooded lot located in the desirable community of Cumberland Cove on th...
- 1329069 MLS
- CLOSED Status
Build your dream home on this perfect lot nestled in the highly sought after Cumberland Cove subdivision. This 1.3-acre lot offers a mix of cleared and wooded land with a...
- 1329012 MLS
- CLOSED Status
If you are looking for 14.1 wooded acres in Cumberland Cove this is a must have property. 2 Cove lots combined into one for a peaceful country setting affording you priva...
- 1328181 MLS
- CLOSED Status
If you are looking for 12.5 wooded acres in Cumberland Cove this is a must have property. 2 Cove lots combined into one for a peaceful country setting affording you priva...
- 1328169 MLS
- CLOSED Status
Beautiful wooded 1.5Acre lot in the Quiet Country Setting of Cumberland Lakes. Winter Lake View. Tired of noise and traffic? This is what you're looking for in a property...
- 1327152 MLS
- ACTIVE Status
2 Acres in Cumberland Cove - Owner Financing Available Build your dream home on this beautiful 2-acre lot in Cumberland Cove, ideally located between Crossville and Co...
- 1326515 MLS
- ACTIVE Status
Discover refined living in this stunning new construction home located in Cumberland Lakes, This home offers 1,738 Sq ft sitting on a corner lot with 1.8 of an acre & ey...
- 3 Beds
- 3 Baths
- 1,738 SqFt.
- 1325887 MLS
- CLOSED Status
Very private quiet, country setting for this 2.58 Acre wooded property. Good flat building sites on these 2 connected parcels. A survey and soil test have also been perfo...
- 1325791 MLS
- CLOSED Status
Welcome home to this stunning brand-new construction in the desirable Cumberland Lakes community of Monterey, TN. Situated on a spacious 1.06-acre lot, this thoughtfully ...
- 3 Beds
- 2 Baths
- 1,660 SqFt.
- 1325643 MLS
- CLOSED Status
If you are in search of a very private wooded property Iin Cumberland Cove on 5 flat to rolling acres... Look No Further. Having 444' of road frontage and 500' in depth y...
- 1324193 MLS
- CLOSED Status
Experience the charm and comfort of true Tennessee cabin living with this under-construction 1,200 sq. ft. log cabin. Loaded with premium features. Built for longevity, t...
- 3 Beds
- 2 Baths
- 1,200 SqFt.
- 1323043 MLS
- CLOSED Status
Located in beautiful Cumberland Cove discover the perfect blend of privacy and convenience on this beautiful 1.8-acre wooded, very flat lot for your dream home. Nestled a...
- 1322693 MLS
- CLOSED Status
None
- 1321643 MLS
- ACTIVE Status
Escape to the peaceful beauty of Cumberland Cove with this 6.2-acre wooded retreat at 461 East Cove Rd. Tucked within a private setting, this property offers the perfect ...
- 1321022 MLS
- CLOSED Status
If you've been dreaming of living in the woods—but not completely off the grid—this 1.24 acre lot in beautiful Cumberland Lakes is the perfect balance of privacy and conv...
- 1320443 MLS
- ACTIVE Status
Discover 3.6 acres of wooded terrain. If you desire a profound connection with nature, Cumberland Cove is the ideal destination for you! This tranquil and secluded parcel...
- 1320352 MLS
- CLOSED Status
''Fixer Upper'' on a wooed 1.5 acre property in the quiet subdivision of Cumberland Cove. Perfect for a contractor or handy person willing to put in some sweat equity. Th...
- 4 Beds
- 2 Baths
- 1,800 SqFt.
- 1319859 MLS
- CLOSED Status
Welcome to this brand-new 2025 manufactured home on a permanent foundation, set on a spacious and private 2.5+ acre level lot. This thoughtfully designed 4-bedroom, 2-bat...
- 4 Beds
- 2 Baths
- 1,768 SqFt.
- 1318694 MLS
- CLOSED Status
OPPORTUNITY AWAITS!! PRICED TO SELL, STEAL OF A PROPERTY!! Want to build a new home? This land is for you!! This 1.6-acre lot is available in the restricted area of Cumbe...
- 1317192 MLS
- ACTIVE Status
Nestled amongst the trees!!! You'll feel like you're vacationing in the mountains every day. Vacant wooded property literally surrounds the home on every front. Cumberlan...
- 3 Beds
- 3 Baths
- 2,130 SqFt.
- 1317165 MLS
- ACTIVE Status
Sleek, modern, and built for easy living—this 2025 barndominium-style ranch delivers 1,957 sq ft on a 1-acre homesite with an attached garage. Step into a massive 20' x 3...
- 3 Beds
- 2 Baths
- 1,957 SqFt.
- 1316927 MLS
- CLOSED Status
Serene 6.9 Acre Wooded Retreat in Cumberland Cove, TN Escape to nature with this beautiful 6.9 acre wooded lot located in the desirable community of Cumberland Cove on t...
- 1316500 MLS
- CLOSED Status
This 2.3 acre wooded property has a great, flat building site. Located on a quiet cut-de-sac, this peaceful country setting is located in the lightly restricted communit...
- 1314634 MLS
- CLOSED Status
Discover 12 acres of prime land in the highly sought-after Cumberland Cove Subdivision, offering the perfect canvas to build the home of your dreams! With yearly HOA fees...
- 1313453 MLS
- CLOSED Status
🌳 Ready to Build Your Dream Home? This 5.33-Acre Gem Has It All! This stunning property is truly turn-key—all the groundwork is complete, including a professiona...
- 1312974 MLS
- CLOSED Status
Vacant. Go show.
- 1312427 MLS
- CLOSED Status
Survey, soil tested and approved for a 3-bedroom septic system! Ready to build on this beautiful bluff lot!!! Keep building costs down with short driveway. Homesite i...
- 1309610 MLS
- CLOSED Status
Discover the perfect blend of nature and convenience with this 6.4-acre wooded property nestled in the heart of Cumberland Cove. This beautiful parcel offers a prime buil...
- 1308226 MLS
- ACTIVE Status
Looking for space, privacy, and natural beauty? This 1.58-acre wooded lot on Mountain Ash Dr offers the perfect setting to build your dream home in the sought-after Cumbe...
- 1304974 MLS
- ACTIVE Status
Welcome to your next adventure in peaceful, wooded Cumberland Lakes. This 1.09-acre lot on North Lake Trail offers the privacy and natural beauty you've been searching fo...
- 1304973 MLS
- CLOSED Status
Look no further for the perfect building site for your Dream Home. This is a beautiful wooded 1.1 acre property in Cumberland Cove.This flat lot has a perfect building si...
- 1304085 MLS
- CLOSED Status
Equal Housing Opportunity. All information contained herein deemed reliable but not guaranteed. Buyers should personally verify all information. All content Copyright 1998-2026 Great Smoky Mountains Association of Realtors. All rights reserved. Last updated .
Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.
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