Monterey MLS Search - Under $400K
Monterey Real Estate - Under $400000
Monterey is our specialty. Our team is committed to making the buying and selling of under $400k real estate in Monterey, TN a pleasurable and rewarding experience. Our website allows you to search all active under $400k Monterey homes, condos, cabins, townhouses, income properties for sale. It is easy to use and navigate through property searches. You can also save searches and get daily email alerts of new listings as they become available. The website works even better in conjunction with our Mobile App “MoveTo” which can be found in the App store for both Apple and Droid. Download it today to receive “Instant” property updates right to your phone.
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Browse All Latest Under $400K Monterey Properties for Sale
Look no further for the perfect building site for your Dream Home. This is a beautiful wooded 1.1 acre property in Cumberland Cove.This flat lot has a perfect building si...
- 1304083 MLS
- CLOSED Status
Look no further for the perfect building site for your Dream Home. This is a beautiful wooded 1.1 acre property in Cumberland Cove.This flat lot has a perfect building si...
- 1304084 MLS
- CLOSED Status
3 acres of beautiful building property with a scenic country setting within 20 minutes of two surrounding cities! OWNER FINANCING IS AVAILABLE! City Water, Natural Gas & ...
- 1303174 MLS
- CLOSED Status
Beautiful 3BR/2.5BA home in the peaceful Cumberland Cove community! Set on over an acre of wooded land, this home offers the perfect mix of privacy and comfort for famili...
- 3 Beds
- 3 Baths
- 1,551 SqFt.
- 1302783 MLS
- CLOSED Status
1.5 acre corner lot on Cross Drive and Cumberland Lakes Drive. Level lot that offers a great home site. Great building site for a home and a garage. This lot in flat. Cum...
- 1301243 MLS
- CLOSED Status
Cumberland Lakes is a private community and only owners have access to the lakes and parks where you can launch your boat until you build a dock. Light Restrictions are ...
- 1301094 MLS
- ACTIVE Status
The cutest cabin on just over an acre offers your own private setting, yet minutes from town and I-40. Driving up, you have a spacious wooded front yard to your circle dr...
- 3 Beds
- 2 Baths
- 1,325 SqFt.
- 1300978 MLS
- CLOSED Status
Brand New Home in Peaceful Cumberland Lakes - 28 Mountain Ash Drive, Monterey, TN Step into quality and comfort with this beautifully crafted brand-new construction nest...
- 3 Beds
- 2 Baths
- 1,612 SqFt.
- 1299143 MLS
- CLOSED Status
1.8 Acre FLAT lot with several options for a great homesite on a cul-de-sac for optimal privacy. Property has lots of evergreens for great privacy. Highly desirable subd...
- 1297100 MLS
- CLOSED Status
Looking for the perfect place to build your next home? This 0.95-acre lot in the High Rock Estates subdivision offers the space, wooded setting, and potential you've been...
- 1296930 MLS
- CLOSED Status
🏡 Great Home in Peaceful Cumberland Cove - $111/SF w/ 2.3acres + 25x25 Detached Garage! Looking for space and privacy? This 2,692sf home offers all that and mo...
- 2 Beds
- 2 Baths
- 2,692 SqFt.
- 1296425 MLS
- CLOSED Status
Charming Cabin Retreat! Your cozy sanctuary amongst nature Welcome home to this adorable little cabin nestled amongst the trees. This three-bedroom, two-bath home featu...
- 3 Beds
- 2 Baths
- 1,176 SqFt.
- 1295939 MLS
- CLOSED Status
None
- 1295847 MLS
- CLOSED Status
This is a 1.8 acre wooded property in the private subdivision of Cumberland Lakes. The flat to rolling terrain has a great building site on the CC Rd. side near sign. Hig...
- 1293837 MLS
- CLOSED Status
0.9 acre lot, great building site. Cumberland Lakes is a private community and only owners have access to the lakes and parks. Light restrictions and not a lot of hoops t...
- 1293685 MLS
- CLOSED Status
**Charming 3-Bedroom, 2-Bathroom Home in Cumberland Lakes** Welcome to a delightful new construction nestled in the tranquil community of **Cumberland Lakes**. This **...
- 3 Beds
- 2 Baths
- 1,699 SqFt.
- 1293587 MLS
- CLOSED Status
3.4 Acre lot with a great homesite by the road on a cul-de-sac for optimal privacy and a creek at the bottom of the property. Highly desirable subdivision between Cookevi...
- 1293099 MLS
- CLOSED Status
'Welcome Home' This sweet 960 sq ft split open floor plan, with a metal roof, situated on 6.5 acres of unrestricted property promises a place for gardens, chickens, or f...
- 3 Beds
- 2 Baths
- 960 SqFt.
- 1292046 MLS
- CLOSED Status
If you're looking for a great building site with lots of privacy... This is it! 2.3 wooded acres of flat property on a quiet country road in the private subdivision of Cu...
- 1291809 MLS
- CLOSED Status
This lot in Cumberland Lakes is conveniently located between Crossville and Cookeville. Electricity is available at the road, but a well is needed for water. Local homeo...
- 1291370 MLS
- ACTIVE Status
This lot in Cumberland Lakes is conveniently situated close to both Crossville and Cookeville. The location offers a private setting with electricity available at the roa...
- 1291369 MLS
- CLOSED Status
This peaceful lot in Cumberland Lakes offers a secluded setting with easy access to Crossville and Cookeville. Electricity is available at the road, and while a well is n...
- 1291362 MLS
- ACTIVE Status
3 Bedroom SEPTIC PERMIT & SOIL MAPPED. 3.9 Acre lot with a great homesite tucked off the road overlooking a beautiful creek. Highly desirable subdivision between Cookevil...
- 1291174 MLS
- CLOSED Status
This 6.5 acre wooded property is in the prestigious Unit 1 of Cumberland Cove. Because of the larger acreage there is more privacy in this unit and some beautiful homes. ...
- 1290817 MLS
- CLOSED Status
Beautiful level to rolling corner lot in the prestigious Bluffs at Cumberland Cove. This is a gated community with gorgeous views on your way to the property. The proper...
- 1290635 MLS
- CLOSED Status
SURVERYED & SEPTIC PERMIT! Looking for a great LEVEL build site? This entire 2 acres is flat and ready for you to start building! 3-bedroom septic permit, culvert and s...
- 1290281 MLS
- CLOSED Status
This is approx. 1 acre property located on Crystal Pt cut-de-sac. Very private country setting for this wooded property with a small creek at back boarder and a potential...
- 1289362 MLS
- ACTIVE Status
This is approx. 1 acre property located on Crystal Pt cut-de-sac. Very private country setting for this wooded property with a small creek at back boarder and a potential...
- 1289274 MLS
- ACTIVE Status
Looking for acreage offering quiet privacy in a beautiful country setting? This is a unique find in Cumberland Cove. It's an 8.9 Acre Wooded lot with a variety of terrain...
- 1288903 MLS
- CLOSED Status
Located on q quiet cut-de-sac in Cumberland Cove, this 2.8 acre wooded property has a few good building sites. There is a path cut starting at sign. Follow it to the buil...
- 1288607 MLS
- CLOSED Status
Pinney Place offers an idyllic opportunity to craft your own paradise amidst the natural beauty of Cumberland Cove. Nestled on a sprawling 3-acre wooded lot at the end of...
- 1288497 MLS
- CLOSED Status
360 FEET LAKEFRONT PENINSULA-Private on cul-de-sac. Adjacent lot 8 available to have over 800 ft of lake shore and the entire peninsula!! This property is for the unique ...
- 1288363 MLS
- CLOSED Status
448 FEET LAKEFRONT PENINSULA-Private on cul-de-sac. Adjacent lot 7 available to have over 800 ft of lake shore and the entire peninsula!! This property is for the unique ...
- 1288362 MLS
- CLOSED Status
Immaculate 2022 modular home on 5 acres, home has 2 bedroom, 2 bath and office w/closet, home is on permanent foundation, open concept entry into living room with electri...
- 2 Beds
- 2 Baths
- 1,568 SqFt.
- 1288137 MLS
- CLOSED Status
3 bedroom, 2 bathroom, 1,536 sq/ ft home on 2.5 Acres. Split bedroom floorplan, cathedral ceiling, wrap around covered porch with sunroom and detached garage with circle ...
- 3 Beds
- 2 Baths
- 1,563 SqFt.
- 1288102 MLS
- CLOSED Status
Partially Cleared Property in the Upper Cumberland's. Enjoy the nice serene country atmosphere. This property has the perfect building lot and is conveniently located b...
- 1287255 MLS
- CLOSED Status
Imagine building your dream home on this enchanting 4-acre parcel on Laurel Way in the heart of Cumberland Cove. With 502 feet of frontage, this generous plot offers both...
- 1285466 MLS
- CLOSED Status
Nice 5.4 acre lot in Cumberland Cove.
- 1284994 MLS
- CLOSED Status
Welcome to your peaceful retreat! This beautiful home, built in 2012, sits on 7.18 sprawling acres, offering both privacy and ample space to enjoy country living at its b...
- 3 Beds
- 2 Baths
- 1,728 SqFt.
- 1283733 MLS
- CLOSED Status
Build your dream home in beautiful Cumberland Cove! This lot is rolling but would be perfect for a walkout basement. Enjoy the hiking trails and scenic overlooks of Cumbe...
- 1281984 MLS
- CLOSED Status
This 1.5 acre lot is a beautiful wooded, perfect vacation retirement lot located in the desirable development of Cumberland Cove. City water, natural gas, fiber optic int...
- 1278795 MLS
- CLOSED Status
This 1.1 acre wooded property has a great building site in a peaceful country setting in the desirable development of Cumberland Cove. City water, natural gas, fiber opti...
- 1278794 MLS
- CLOSED Status
Looking for a great home in a wonderful area, look no more. Easy access to both Crossville and Cookeville on Cumberland Lakes Drive. Three bed, two bath with huge livi...
- 3 Beds
- 2 Baths
- 2,152 SqFt.
- 1278523 MLS
- CLOSED Status
This lot is one of the few larger lots left in Cumberland Cove .. Here you have a 7.5 acres. Wooded lot that gives plenty of privacy with quiet tranquility . You can choo...
- 1277250 MLS
- CLOSED Status
None
- 1277178 MLS
- CLOSED Status
Vacation at home in your 3BR/2BA 1 level low-maintenance home on 1.8+/-acres, 2 car garage and a saltwater POOL! The fire pit area and gas grill are waiting to be lit a...
- 3 Beds
- 2 Baths
- 1,236 SqFt.
- 1276604 MLS
- CLOSED Status
Beautiful corner lot in the Cumberland Lakes Community. This spacious .94-acre is a great spot for your dream home. Survey and Soil Map on record. This property offers am...
- 1275976 MLS
- CLOSED Status
This is a 2.1 acre wooded lot in Cumberland Cove with great building sites. This quiet country setting is conveniently located a short 20 minute drive to Cookeville or Cr...
- 1275840 MLS
- CLOSED Status
Great partially cleared level lot with a 3BR septic system already approved. Bring your building plans and lets get started today on your dream home. (Buyer to verify all...
- 1274404 MLS
- CLOSED Status
This beautifully Wooded 7.8 Acre Lot is located in the Private Country Setting of Cumberland Cove. A Driveway and some clearing have been done. The owner has had a soil t...
- 1274358 MLS
- CLOSED Status
Discover the ultimate combination of privacy and convenience in this ever so spacious 2156 square feet manufactured home on a permanent foundation, set on two acres of la...
- 4 Beds
- 2 Baths
- 2,156 SqFt.
- 1273020 MLS
- CLOSED Status
Chalet style home on Cumberland Cove Golf Course includes an extra lot with apple trees, grape vines, a garden, and a small cabin with wood burning stove - totaling 2.17 ...
- 2 Beds
- 3 Baths
- 1,872 SqFt.
- 1271452 MLS
- CLOSED Status
MOTIVATED SELLERS! Home has 2 areas for additional living space. Nestled in Cumberland Cove, this charming cabin-style home offers a blend of rustic allure and modern com...
- 3 Beds
- 5 Baths
- 2,108 SqFt.
- 1269880 MLS
- CLOSED Status
Nice storage units available (30 units total)located just outside of Monterey and just off I40,priced sell quickly!!!Buyer to verify all information and measurements in o...
- 3,000 SqFt.
- 1268540 MLS
- CLOSED Status
Welcome to East Cove Road, nestled in the sought after Cumberland Cove Subdivision; a private community embracing creeks, bluffs and mountain views. Property features 356...
- 1267644 MLS
- CLOSED Status
Move-in ready home on over 1.5 acres in located Cumberland Lakes, which offers two boat ramps, three common parks, picnic areas, a community clubhouse, a creek, and hikin...
- 3 Beds
- 2 Baths
- 1,975 SqFt.
- 1266652 MLS
- CLOSED Status
Level to rolling 1.6 acre building lot that is located in the community of Cumberland Cove which is in between Crossville and Cookeville. A beautiful country setting that...
- 1265849 MLS
- CLOSED Status
SURVEYED & SOIL MAPPED! 1.5 Acre lot, overlooking beautiful rock outcroppings. Front corners are roughly marked with survey ribbon. Great homesite close to the road. High...
- 1265733 MLS
- CLOSED Status
2.2 Acre lot on Cul-de-sac, very private & AFFORDABLE! BASEMENT home on this lot!!! Right side of this lot gets better as you walk in. Highly desirable community between ...
- 1265731 MLS
- CLOSED Status
🌳 Vacant Land🌳Most affordable lot in Cumberland Cove currently available! Location: Leistner Dr, Monterey, Cumberland County, Tennessee. Located acros...
- 1265581 MLS
- CLOSED Status
WHAT A DEAL! Lot 20 in the Cumberland Cove is a perfect spot for your new home. With the purchase of the lot you will be able to enjoy our private walking trails and view...
- 1264792 MLS
- CLOSED Status
Come explore this stunning 4.2-acre lot featuring breathtaking bluff views, perfect for building your dream home. Situated in Cumberland Cove, a deed-restricted community...
- 1264343 MLS
- CLOSED Status
Charming country style home nestled in the woods of Cumberland Cove. Open floor plan with many nice features. As you enter the house you'll love the custom built natural ...
- 2 Beds
- 2 Baths
- 2,452 SqFt.
- 1264100 MLS
- CLOSED Status
Enjoy peace and quiet on your very own corner property in a private wooded community high on the Cumberland Plateau in Cumberland County, TN. Cumberland Lakes community f...
- 1264073 MLS
- CLOSED Status
The PERFECT lot for building your dream home. This 2.9 acre wooded lot, boost privacy in the much desired Cumberland Cove. Don't miss out on this lot! (Buyer to verify al...
- 1259414 MLS
- CLOSED Status
Great layout on this new construction 3-bedroom 2 bath home! Situated on an excellent flat lot so there are very few steps on this home! Large back yard surrounded by ma...
- 3 Beds
- 2 Baths
- 1,380 SqFt.
- 1257557 MLS
- CLOSED Status
Enjoy the nice serene country atmosphere with this nice building lot located in the Mayland area.
- 1257270 MLS
- CLOSED Status
PRIVATE and LEVEL 1 Acre lot in cul-de-sac. The 1.1 Acre lot next door in available to make an even larger lot. Several GREAT building sites, easy access to build right o...
- 1255237 MLS
- CLOSED Status
PRIVATE and LEVEL 1.1 Acre lot in cul-de-sac. The lot next door in available to make an even larger lot. Several GREAT building sites, easy access to build right off the ...
- 1255236 MLS
- CLOSED Status
7.8 acres in Cumberland Cove on Cumberland County side! Very private, loaded with mature timber and wildlife! Great lot for your dream home and lots of room to play! Con...
- 1254156 MLS
- CLOSED Status
If you are a lake and nature lover, this nice, almost an acre sized building lot is for you! Walk out your backyard where 226 feet of water frontage is waiting for you to...
- 1252996 MLS
- CLOSED Status
Extra large 3.5 Acre lot that lays excellent! Several GREAT building sites, easy access to build right off the road or tuck into the lot for more privacy. This is one of ...
- 1252853 MLS
- CLOSED Status
PRIVATE DOUBLE LOTS! Two wooded lots that lay mostly level on a very quiet private road with lots of wildlife and mature hardwoods. 1200 Sq Ft. Minimum. Enjoy outdoor liv...
- 1252840 MLS
- CLOSED Status
2.9 Woods acres in Cumberland Cove with a small creek as back boarder. Great building site in about the middle of the lot. City Water, Natural Gas, Fiber Optic, Telephon...
- 1252725 MLS
- CLOSED Status
P- Introducing your dream retreat! Two spacious lots totaling 2.7 acres on a private road, surrounded by wildlife. Enjoy private lakes for fishing and boating with a conv...
- 1252638 MLS
- CLOSED Status
1.01 Acre Property located in the Cumberland lakes section of the Cumberland Cove community in Beautiful Monterey TN. This basically level, private wooded property is sit...
- 1252522 MLS
- CLOSED Status
1.02 Acre Property located in the Cumberland lakes section of the Cumberland Cove community in Beautiful Monterey TN. This basically level, private wooded property is sit...
- 1252521 MLS
- CLOSED Status
2.2 Acre corner lot with a build site on Scenic Place, overlooking beautiful rock outcroppings and mountain laurel. Front corners are roughly marked with pink survey ribb...
- 1251914 MLS
- CLOSED Status
Seize the chance with this fantastic deal! Offering a generously sized 2-acre wooded lot nestled in Cumberland Cove, Cumberland County. Free from liens and HOA fees, this...
- 1251631 MLS
- CLOSED Status
Owner Financing Available! Build your dream home on this beautiful, wooded land! Adjoining lot 29 is also available. Call today for your personal tour! Buyer to verify a...
- 1251338 MLS
- CLOSED Status
Owner Financing Available! Build your dream home on this beautiful 1.5 acre lot! Public water, natural gas, and electric available. Adjoining lot #30 can be purchased too...
- 1251334 MLS
- CLOSED Status
20± wooded private acres in northern Cumberland County. Halfway between Crossville and Cookeville. Convenient to I-40. Perfect place to build your dream home! Light restr...
- 1217439 MLS
- CLOSED Status
Beautiful lot in Cumberland Cove. Convenient to Crossville, Monterey and Cookeville. There is a driveway that already runs into the property. This property would be pe...
- 1212800 MLS
- CLOSED Status
1.7 Acre beautiful, wooded lot. Perfect lot to build your private dream home on. Cumberland Cove offers hiking trails, Waterfalls and scenic views. Inquire for Owner Fi...
- 1238843 MLS
- CLOSED Status
UNRESTRICTED & SURVEYED 2.68 ACRES. Mature hardwoods! Electric, natural gas, public water and FIBER OPTICS all available at the road and 5.5 miles to Monterey or i-40 and...
- 1233365 MLS
- CLOSED Status
A picturesque, wooded lot situated in the charming Cumberland Cove neighborhood. This corner lot offers an ideal location within the community, providing a sense of priva...
- 1245293 MLS
- CLOSED Status
Wow! DOUBLE LOTS! With 600 ft road frontage and you will SAVE MONEY! To build on these flat lots!!! Seasonal lake views of the Cumberland Lakes. Looking to build a one le...
- 1242093 MLS
- CLOSED Status
Here is the perfect piece of land to build your DREAM HOME! This lot is nearly an acre, and it sits in the Cumberland Coves S/D, conveniently between Crossville & Cookevi...
- 1228357 MLS
- CLOSED Status
Close to I40 and Monterey. 4 bed, 2 bath manufactured home on a permanent foundation on 5.58 Restricted Acres. Wood Burning fireplace. New front and back deck/porches. K...
- 4 Beds
- 2 Baths
- 2,128 SqFt.
- 1240259 MLS
- CLOSED Status
This lot is FLAT! One of the 'almost perfect' lots you can find to build your dream home on. Lower cost to build on flat properties, and especially if you're looking to b...
- 1242100 MLS
- CLOSED Status
Gorgeous 5.95 acre lot located on the end of a cul-de-sac in Cumberland Cove. Great laying lot for a walkout basement! Go across the creek to get to a great building spot...
- 1229214 MLS
- CLOSED Status
This 1.1 acre wooded property has a great building site in a peaceful country setting. City water, natural gas, fiber optic internet ,electric and phone are all available...
- 1247460 MLS
- CLOSED Status
1.7 Acre beautiful, wooded lot. Perfect lot to build your private dream home on. Cumberland Cove offers hiking trails, Waterfalls and scenic views. Inquire for Owner Fi...
- 1238851 MLS
- CLOSED Status
Beautiful lake front building lot on private lake in the Cumberland Lakes community! Located close to Cookeville and Crossville. Electric and high speed internet availabl...
- 1243240 MLS
- CLOSED Status
Take a look at this 6 acre tract situated in Cumberland Cove! This deed restricted community is for those that want to live in the country surrounded by well maintained ...
- 1243052 MLS
- CLOSED Status
Two great lots totaling 2.4 Acres that offer a great build site, very private with hemlocks and holly trees and walking distance to lazy lake. This lot has a culvert inst...
- 1237241 MLS
- CLOSED Status
Large buildable lot in a very unique lake community. Owner will be obtaining soil test for buyers knowledge of size of home.
- 1247263 MLS
- CLOSED Status
Level lot with a two-bedroom, two-bath doublewide needs interior work. Fix this home to suit your needs. Enjoy the outdoors under the covered front deck. Open rear back ...
- 2 Beds
- 2 Baths
- 1,120 SqFt.
- 1245001 MLS
- CLOSED Status
Nearly 2 acres situated in Cumberland Cove! This deed restricted community is for those that want to live in the country surrounded by well maintained homes with some ...
- 1243054 MLS
- CLOSED Status
Charming ranch-style home located just over the Putnam Co line - surrounded by mature trees, a quiet street, and a peaceful country setting, you are just minutes from I-4...
- 3 Beds
- 1 Baths
- 1,125 SqFt.
- 1243438 MLS
- CLOSED Status
Equal Housing Opportunity. All information contained herein deemed reliable but not guaranteed. Buyers should personally verify all information. All content Copyright 1998-2026 Great Smoky Mountains Association of Realtors. All rights reserved. Last updated .
Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.
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